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Your Privacy
ShopMyLoan.com and all affiliates, are committed to providing the
highest level of security and privacy regarding the collection and
use of our user's personal information, as well as that of all
visitors to our Web site. Personal information may be collected
through the submission of registration information, bid submission
and through online communications. We recognize the importance of
respecting the privacy of our users and we hope that the following
privacy statement will help you understand how ShopMyLoan.com
collects, uses and safeguards the personal information you provide
to us on our Web site. We are required by law to give you this
privacy notice. It describes our policies and practices that protect
your privacy and enable us to share information to provide you with
competitive financial products and services. If you have any
questions after reading it, please contact us at
706-697-9700. What follows is a description of the information we
collect and disclose, including the parties who receive non-public
information from us.
Information we collect about
you
We collect information about you
from the following sources: Information we receive from you on
applications and other forms; Information obtained when verifying
the information you provide on an application or other form (this
may be obtained from, but is not restricted to, your current or past
employers, or from other institutions where you have conducted
financial transactions); Information about your transactions with
us, or others including those companies that work closely with us to
provide you with diverse financial products and services;
Information we receive from a credit report agency and; Information
we may obtain from consumer purchasing and census data providers to
develop competitive marketing programs for our customers.
Disclosure of Information to Parties that Provide Services to us
We may disclose
information we collect, as provided by state and/or federal law and
as described above, to companies that perform marketing or other
services on our behalf or to other financial institutions with whom
we have joint marketing agreements, so that we may provide customers
competitive products and services. We may also disclose non-public
personal information about you under circumstances as permitted or
required by state and/or federal law. These disclosures typically
include information to process transactions on your behalf, conduct
the operations of ShopMyLoan.com, follow your instructions as you
authorize or protect the security of financial records.
Disclosure of Information About Former Customers
If you decide to terminate your
relationship with ShopMyLoan.com, we will not share information we
have collected about you, except as may be required by state and/or
federal law and will remove any information from our files within a
reasonable period of time.
How to Opt Out or Stop Certain Disclosures About You
At this time, we do not intend to
disclose non-public personal information other than as noted above.
If in the future, ShopMyLoan.com intends to disclose non-public
information other than the above, ShopMyLoan.com will provide an
additional notice, and provide an opportunity to opt out if
applicable. The opt out does not apply to disclosures that are
legally permitted or required or to disclosures that ShopMyLoan.com
makes to companies that perform services on our behalf or to other
financial institutions that have joint marketing agreements with ShopMyLoan.com
Corporation.
How We Protect Your Information
We restrict access to non-public information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic and procedural
safeguards that comply with federal regulations to guard your
non-public personal information. Criminal background checks are run
on every employee prior to hiring and annually during their
employment.
What Customers can do to Help
ShopMyLoan.com is committed to protecting the privacy of its
customers. You can help by following these simple guidelines:
Protect your account numbers, card numbers, PINs (personal
identification numbers) and passwords. Never keep your PIN with your
debit or credit card as it can provide access to your accounts if
your card is lost or stolen. Use caution when disclosing your
account numbers, social security numbers, etc., to other persons. If
someone calls you, explains the call is on behalf of ShopMyLoan.com
and asks for your account number, you should beware. Official ShopMyLoan.com
staff will have access to your information and will not need to ask
for it. Keep your information current. It is important that we have
current information on how to reach you. If we detect potentially
fraudulent or unauthorized activity or use of an account, we will
attempt to contact you immediately. If your address or phone number
changes, please let us know. Let us know if you have any questions.
Please do not hesitate to call us - we are here to serve you. Call
706-697-9700 or write us at ShopMyLoan.com Corporation, 186 Stegall
Mill Trail, Ellijay, Georgia 30536.
This notice is provided pursuant to Title V of the Gramm-Leach_Biley Act (GLBA) of 1999, 12 CFR 40.
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